Based in Surrey, BC, our goal is simple: provide protection, peace of mind, and personalized support so you can live your life with confidence—no matter where you are.
What Is Critical Injury Insurance?
Critical injury insurance (also known as critical illness insurance) is a financial safety net that pays out a lump sum if you’re diagnosed with a serious medical condition covered by your policy. This can include:
- Heart attack
- Stroke
- Cancer
- Organ transplant
- Paralysis
- Severe burns
- Loss of limbs
This tax-free benefit is paid directly to you—not to a hospital or government—and can be used for any purpose: medical treatments, mortgage payments, in-home care, or simply taking time off to recover.
Why Is Critical Injury Insurance So Important?
While Canada’s healthcare system covers many medical costs, it does not protect you from the indirect expenses associated with recovery. These may include:
- Lost income if you can’t work
- Home renovations for accessibility
- Travel for specialized treatment
- Medication not covered by public insurance
- Childcare or caregiving costs
With critical injury insurance from Safe Insure Inc., you can focus on healing instead of worrying about finances. We help you choose affordable, flexible plans that match your lifestyle and health history.
Who Needs Critical Injury Coverage?
- Working professionals: Income loss during treatment or rehabilitation can be substantial.
- Parents with dependents: Ensure your family’s financial stability during difficult times.
- Self-employed or gig workers: If you don’t have workplace benefits, this is a crucial safeguard.
- Individuals with a family history of illness: Be proactive and protect your future.
Many of our clients in Surrey choose this coverage in addition to life and disability insurance for a more complete safety net.
Features of Our Critical Injury Policies
At Safe Insure Inc., we offer critical injury insurance with:
- Lump-sum benefit options (from $10,000 to $1,000,000+)
- Coverage for 25+ major illnesses and procedures
- Optional return of premium (get your money back if you don’t claim)
- No medical exam options for some applicants
- Child critical illness riders (protect your family)
Let us walk you through the options and explain everything clearly—no pressure, just honest advice.
Exploring Surrey Travel Insurance – Coverage Beyond Borders
When you’re leaving the comfort of home—whether it’s a weekend getaway to the U.S. or a family trip overseas—travel insurance becomes a must. Emergencies abroad can be expensive, and government healthcare won’t follow you once you cross the border.
At Safe Insure Inc., we offer Surrey travel insurance that covers medical expenses, trip cancellations, lost luggage, and more—so you can travel stress-free.
What Does Travel Insurance Cover?
Depending on your policy, you’ll be covered for:
- Emergency medical and hospital care
- Air ambulance and repatriation
- Trip cancellation/interruption
- Lost, damaged, or delayed baggage
- COVID-19-related cancellations or illness
- 24/7 emergency travel assistance
We work with top-rated Canadian insurers to provide travel coverage tailored to your destination, duration, age, and health.
Travel Insurance for Surrey Residents – Why It’s Essential
- Out-of-province travel isn’t fully covered: Even if you’re just heading to Alberta or Ontario, your provincial health coverage is limited.
- U.S. medical costs are extreme: A single ER visit in the United States can cost thousands without insurance.
- Trip cancellations are common: Illness, emergencies, or even lost passports can disrupt travel. Protect your investment.
- Coverage for all ages: We offer plans for students, working adults, seniors, and families—including those with pre-existing conditions.
Types of Travel Insurance Available at Safe Insure Inc.
We offer flexible policies for:
- Single-trip coverage: Perfect for one-time vacations or business travel.
- Multi-trip annual plans: Ideal for frequent travelers—one policy, many trips.
- Snowbird insurance: Long-stay options for Canadians wintering in the U.S. or abroad.
- Super Visa insurance: For parents and grandparents visiting Canada under the Super Visa program.
- Student travel insurance: For international and Canadian students studying away from home.
Our advisors help you compare plans and understand what’s covered—including any exclusions or stability periods for pre-existing conditions.
Real-World Example: How We Helped a Surrey Family
The Patel family, from Surrey, was preparing for a summer trip to Europe. With two kids and several connecting flights, they wanted full protection. We provided them with a family travel insurance plan covering:
- Medical emergencies
- Trip delay & cancellation
- Baggage loss
- Pre-existing condition coverage for their grandmother
During their trip, their luggage was lost for three days. Their insurance covered new clothing and essentials, saving them time, stress, and money.
Critical Injury vs. Travel Insurance – Do I Need Both?
These two types of insurance serve different, but equally important, purposes:
- Critical Injury Insurance protects your long-term finances and health security in case of serious illness or trauma at home.
- Travel Insurance protects your short-term plans and medical needs when you're abroad or out of province.
If you’re a working adult who also loves to travel, having both ensures full-circle protection—at home and overseas.
Why Choose Safe Insure Inc. in Surrey, BC?
✅ Local experts who understand Surrey families’ needs
✅ Partnerships with top Canadian insurers like Manulife, Allianz, Blue Cross, and more
✅ No-obligation consultations and simple quote process
✅ Clear, honest advice—no pressure, ever
✅ Affordable rates and personalized policy recommendations
We’re more than just an insurance broker—we’re your partners in protection.
Get Started with Safe Insure Inc. Today
???? Visit us in person at our Surrey office
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Whether you're planning your next trip or thinking about long-term health protection, we’re here to guide you every step of the way.
Final Thoughts – Plan Ahead, Live Confidently
Life throws curveballs—and whether it’s a critical illness or an unexpected emergency overseas, having the right insurance can make all the difference.
With critical injury insurance, you protect your family’s financial future during difficult times.
With Surrey travel insurance, you explore the world knowing you're covered for the unexpected.
At Safe Insure Inc., we’re committed to helping you prepare for both—with clarity, compassion, and competitive pricing.
Safe Insure Inc. – Insurance That Cares for You, Wherever Life Takes You.